Est. 2002

We Nourish Your Savings

Kerala's Trusted Cooperative Bank | 28,607+ Depositors

Our Banking Services

Comprehensive financial solutions tailored for the cooperative community of Malappuram.

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Deposits

  • Savings Bank A/C — 4% p.a.
  • Fixed Deposits — up to 8% p.a.
  • Recurring Deposits (RD)
  • Current Account
View Deposit Schemes
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Loans

  • Gold Loan
  • Home / Housing Loan
  • Vehicle Loan
  • Business Loan
  • Agriculture Loan
Explore Loan Options
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Digital Banking

  • BeaconPro CBS (Sesame India)
  • COOPaisa Digital Currency
  • Rural Bank E-Passbook App
  • NEFT / RTGS Transfers
Learn More

Utility Services

  • Telephone Bill Payment
  • Tax Collection
  • Cable TV Bills
  • Milk Bill Payment
View Utilities

Banking with Trust & Community

Thenhipalam Co-operative Rural Bank Ltd. (Reg. No. M.668) was founded on 16th August 2002 by visionary leader J. Govindan Kutty Nair. Located at Kohinoor, Thenhipalam — near Calicut University, Malappuram — the bank has grown into a cornerstone of cooperative finance in northern Kerala.

Serving the panchayaths of Thenhipalam, Peruvallur, and AR Nagar, we combine the warmth of community banking with cutting-edge technology like BeaconPro CBS and COOPaisa — India's first cooperative bank digital currency.

  • 🏆FCBA 2017 — Best Business Correspondent & Best Data Security Award
  • 🌾NABARD 2016-17 — Best Primary Cooperative Society in Kerala
  • 💡COOPaisa — India's first cooperative bank digital currency (Nov 2016)
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Members
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Depositors
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Loanees
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Years of Service

Providing Loan Facilities

Flexible loan products designed for every need — from agriculture to housing.

View All Loan Products

Our Products

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Deposits

  • Savings Bank Account
  • Fixed Deposit (FD)
  • Recurring Deposit (RD)
  • Current Account
Learn More →
Popular
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Loans

  • Gold Loan
  • Vehicle Loan
  • Business Loan
  • Housing Loan
  • Agriculture Loan
Learn More →
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Facilities

  • BeaconPro CBS
  • NEFT / RTGS Transfers
  • Mobile Banking
  • COOPaisa Digital Currency
Learn More →

Utilities

  • Telephone Bill
  • Tax Collection
  • Cable TV Bills
  • Milk Bill Payment
Learn More →

Our Activities

Beyond banking — we foster agriculture, digital inclusion, and community prosperity.

Sahakaranam Circular activity
Community Initiative

Sahakaranam Circular

A cooperative awareness initiative that brings financial literacy to the doorsteps of rural households in Malappuram, empowering communities through knowledge.

Green Earth Farmers Club
Agriculture
Highest in India

Green Earth Farmers Club

123 beneficiaries with 95 earning members — ranked highest in India for cooperative farmer club performance. Transforming livelihoods through cooperative agriculture.

Business Correspondent program
Digital Finance
FCBA 2017 Award

Business Correspondent Program

Recognised at FCBA 2017 for Best Business Correspondent performance. Bringing banking services to the unbanked through last-mile financial connectivity.

Achievements & Awards

National and state-level recognition for excellence in cooperative banking.

FCBA 2018 Award
2018
FCBA — Federation of Cooperative Banks

FCBA Award

Recognised for outstanding performance in cooperative banking services and technological innovation across Kerala.

Banking Frontiers 2017 Award
2017
Banking Frontiers Magazine

Banking Frontiers Award

Best Business Correspondent & Best Data Security Award — honoring TCRB's commitment to secure, accessible banking for all.

NABARD Award 2016-17
2016–17
NABARD — National Bank for Agriculture and Rural Development

Best Primary Cooperative Society

Awarded Best Primary Cooperative Society in Kerala for exemplary service delivery and inclusive rural development.

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Notice Board

Official announcements & updates

  • 15 Mar 2025NEW

    COOPaisa digital wallet now available for all account holders. Download the Rural Bank E-Passbook app to activate.

  • 01 Mar 2025NEW

    Revised Fixed Deposit interest rates effective from 01-03-2025. Senior citizens eligible for additional 0.50% benefit.

  • 20 Feb 2025

    Rural Bank E-Passbook App updated with enhanced UPI integration and mini statement features.

  • 10 Feb 2025

    Chelari Branch extended hours: Open 8 AM to 8 PM, Monday to Sunday for your convenience.

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Latest News

Recent milestones & stories

  • 10 Mar 2025

    TCRB Celebrates 22+ Years of Community Banking

    Thenhipalam Co-operative Rural Bank marks over two decades of empowering farmers, entrepreneurs, and households across Malappuram.

  • 22 Feb 2025

    BeaconPro CBS Upgrade Enhances Customer Experience

    The bank's core banking system has been upgraded to the latest BeaconPro version, enabling faster transactions and real-time account access.

  • 05 Feb 2025

    Green Earth Farmers Club — Highest Yield in India

    With 95 earning members out of 123 beneficiaries, TCRB's farmers club has achieved the highest performance rating among cooperative banks in India.

Since 2002 — Reg. No. M.668

Join Our Growing Community

Become a member of Thenhipalam Co-operative Rural Bank and experience banking built on trust, community, and 22+ years of service excellence.

Open an AccountContact Us
15,000+
Members
28,607+
Depositors
22+
Years
4,780+
Loanees