Banking Facilities

Discover our comprehensive suite of modern banking facilities — from India's first cooperative digital currency to award-winning business correspondent services.

Our Services

Modern Banking at Your Fingertips

State-of-the-art facilities designed for a seamless, secure, and inclusive banking experience.

BeaconPro CBS

Sesame India

Core Banking Solution by Sesame India, Kozhikode. Deployed in 200+ banks nationwide. Real-time, browser-based, multi-branch platform for seamless banking.

Evening Banking

Mon–Sun 8–8

Chelari Branch operates Monday to Sunday, 8:00 AM to 8:00 PM — India's longest cooperative bank hours. Open on Sundays and public holidays.

NEFT / RTGS

Instant inter-bank fund transfers via NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) for seamless digital transactions.

COOPaisa

India's First

India's first cooperative bank digital currency. Launched November 2016 post-demonetisation. QR + OTP payment at 100+ stores across 6 panchayaths.

E-Passbook App

Google Play

Rural Bank E-Passbook — check balances, view transactions, and manage your account from your smartphone. Available free on Google Play Store.

Business Correspondent

FCBA 2017

Award-winning BC services extending financial inclusion across rural Kerala. FCBA 2017 Best BC Performance winner. Serving remote communities daily.

India's First Cooperative Bank Digital Currency

COOPaisa

Launched in November 2016 post-demonetisation, COOPaisa was a first-of-its-kind digital currency for cooperative banks in India — enabling cashless transactions at 100+ stores across Malappuram's panchayaths.

COOPaisa Journey

Nov 2016

Launched during demonetisation — enabling cashless transactions at local stores

2017

Expanded to 100+ enrolled merchant stores across Malappuram

2017

Banking Frontiers FCBA — Best BC Performance Award, Jaipur

2018

FCBA Best BC Performance & Data Security Award

Ongoing

Active in 6 panchayaths — Thenhipalam, Chelembra, Pallikkal, Peruvallur, Munniyur & Vallikkunnu

Smartphone Users

QR Code Payment

Open the COOPaisa app, scan the merchant QR code, confirm amount, and pay instantly — no cash needed.

Basic Phone Users

OTP-Based Authentication

No smartphone required. Receive an OTP on your registered mobile number and complete payment securely.

Active Panchayaths (6)

ThenhipalamChelembraPallikkalPeruvallurMunniyurVallikkunnu

Core Banking

BeaconPro Core Banking Solution

Real-time online core banking
Browser-based — no software installation
Multi-branch centralised data management
Integrated loan and deposit modules
Automated interest calculation
NABARD-compliant reporting
Secure user role management
Deployed in 200+ cooperative banks

Real-time

Instant transaction processing and account updates.

Browser-Based

Access from any device — no software installation required.

Multi-branch

Centralised data management across all branches.

Data Security

FCBA 2017 Best Data Security Award. FCBA 2017

Mobile App

Rural Bank E-Passbook App

Your account, always in your pocket. Available free on Google Play Store.

Check account balance in real-time
View complete transaction history
Digital passbook — no paper needed
Secure login with account credentials
Multi-account support
Developed by Sesame India, Kozhikode
Free download from Google Play Store

GET IT ON

Google Play

Package: com.sesame.truralbankapp.bankpassbook

Rural Bank E-Passbook

Your digital banking companion — balances, history, and more, all from your phone.

Developed by

Sesame India, Kozhikode

Utility Services

Pay Your Bills at TCRB

Convenient one-stop bill payment for all major utility services — at the branch counter.

Telephone Bill

BSNL, Airtel, Jio, Vodafone

Building Tax

Panchayath & Municipality

Cable TV

Local cable subscriptions

Milk Bill

KMF and local dairy

KSEB Electricity

Electricity bill payment

Mobile Recharge

All major networks

Railway Tickets

IRCTC booking assistance

Insurance

Policy payment & renewal

Banking Hours

Open When You Need Us

Head Office

Kohinoor, Thenhipalam

Monday9:30 AM – 4:30 PM

Tuesday9:30 AM – 4:30 PM

Wednesday9:30 AM – 4:30 PM

Thursday9:30 AM – 4:30 PM

Friday9:30 AM – 4:30 PM

Saturday & SundayClosed

Chelari Branch

EXTENDED HOURS

Monday8:00 AM – 8:00 PM

Tuesday8:00 AM – 8:00 PM

Wednesday8:00 AM – 8:00 PM

Thursday8:00 AM – 8:00 PM

Friday8:00 AM – 8:00 PM

Saturday8:00 AM – 8:00 PM

Sunday8:00 AM – 8:00 PM

Open 7 days a week including Sundays & public holidays.

Experience Modern Cooperative Banking

Open an account with TCRB today and enjoy BeaconPro CBS, COOPaisa digital payments, E-Passbook, and extended banking hours.

Open an Account Visit a Branch