Loan Facilities
From instant Gold Loans to long-tenure Home Loans — TCRB offers flexible, affordable credit solutions for every need.
Attractive interest rates • Low processing fees • Quick approval. Call 0494 2402839 to speak with our loan team today.
Plan Your Loan
EMI Calculator
Estimate your monthly repayment before you apply. Adjust amount, tenure, and rate to find the perfect plan.
Loan Products
Explore Our Loan Schemes
Six specialised loan products crafted for farmers, homeowners, entrepreneurs and individuals.
🥇Gold Loan
🏡Home Loan
🚗Vehicle Loan
🏪Business Loan
🌾Agriculture Loan
👤Personal Loan
Instant Disbursal
Features
- Instant approval — same-day disbursal
- No income proof required
- Competitive Loan-to-Value (LTV) ratio
- Safe and secure gold storage
- Flexible repayment options
- Minimal documentation
- Bullet repayment available
- Renewal and top-up facility
Eligibility Criteria
- Any resident individual aged 18 and above
- Must be a TCRB member or willing to become one
- Gold ornaments / jewellery as collateral
- No minimum income criteria
Apply for Gold Loan today
Apply NowQuick Reference
Our Loan Products
Documentation
Documents Required
Having your documents ready speeds up loan processing significantly.
Common Documents (All Loans)
- Aadhaar Card (mandatory KYC)
- PAN Card
- Passport-size photographs (2)
- Address proof (utility bill, ration card)
- Bank statements – last 6 months
- TCRB membership certificate
Additional (Per Loan Type)
Gold Loan:
- ›Gold ornaments / jewellery
- ›Valuation receipt
Home Loan:
- ›Property documents (sale deed / title deed)
- ›Approved building plan
- ›Encumbrance certificate
- ›Income proof (salary slip / IT return)
Vehicle Loan:
- ›Proforma invoice from dealer
- ›Driving licence
- ›RC book (for used vehicles)
- ›Insurance copy
Business Loan:
- ›Business registration / GST certificate
- ›Partnership deed / MOA
- ›Income tax returns (2 years)
- ›Business financial statements
Agriculture Loan:
- ›Land ownership / lease documents
- ›Crop cultivation details
- ›Kisan credit card (if existing)
Personal Loan:
- ›Salary slip (last 3 months)
- ›Employment ID / appointment letter
- ›Form 16 / income tax return
How It Works
Loan Application in 4 Steps
Our streamlined process ensures quick approval and disbursement.
Visit Branch
Walk in to our Head Office or Chelari branch. Speak with our loan officer.
Submit Documents
Provide required documents based on your loan type. Our team will guide you.
Verification
Documents and property/asset are verified. Credit assessment is done quickly.
Disbursement
Loan amount credited directly to your account. Gold loans: same-day!