Utilities & Community
Convenient utility bill payments and vibrant community programs — TCRB serves beyond banking for the people of Malappuram.
Pay Your Bills at TCRB
One-stop convenience for all major utility bill payments — available at the branch counter during banking hours.
Telephone Bill
BSNL, Airtel, Jio, Vodafone and all major operators.
Building Tax
Panchayath and Municipality building tax payments.
Cable TV
Local cable television subscription payments.
Milk Bill
KMF and local dairy cooperative milk bill payments.
KSEB Electricity
Kerala State Electricity Board electricity bill payment.
Mobile Recharge
Prepaid recharge for all major mobile networks.
All utility payments are processed at the branch counter during banking hours. Contact us for more details.
Banking Beyond Boundaries
TCRB actively invests in the communities it serves — from farmer clubs to women empowerment and award-winning BC services.
India's First Cooperative Bank Digital Currency
COOPaisa — launched November 2016, pioneering cashless cooperative banking in rural Kerala.
- Launched November 2016 — post demonetisation
- India's first cooperative bank digital currency
- Smartphone users — QR code payment
- Basic phone users — OTP-based transaction
- 100+ enrolled merchant stores
- Active across 6 panchayaths in Malappuram
- Developed by Sesame Technologies, Kozhikode
- FCBA 2017 & 2018 — Best BC Performance Award
Active Panchayaths
Smartphone Users
QR Code Payment
Open the COOPaisa app, scan the merchant's QR code, confirm the amount, and pay instantly — no cash needed.
Basic Phone Users
OTP Authentication
No smartphone needed. Receive a one-time password (OTP) on your registered mobile number and complete the payment securely.
100+
Merchant Stores
6
Panchayaths
Nov 2016
Launched
Common Bank Forms
Most-requested forms and documents — available at the branch counter or by email.
All forms are available at the branch counter during banking hours.
Or email us at thenhipalam@ruralbank.org